How an easy Loan works On U.S.A BANK
Apply anytime within online and mobile banking, with a real-time decision1 and quick access to loan funds
Borrow up to $1,000, in $100 increments
Loan funds deposited directly into your U.S. Bank consumer bank account
Repay the loan in three monthly payments
Simple pricing with no late fees or prepayment fees.
For every $100 borrowed you pay:
$12 fee with automatic payments from your U.S. Bank consumer bank account
or
$15 fee with manual payments
Example on the way to calculate payments
If you borrow $400 and choose automatic payments, your fee are going to be $48. You’ll pay back a complete of $448 in three monthly payments of roughly $149.33 each. Your total cost to borrow (annual percentage rate) are going to be 70.65%.
Simple Loan could also be a high-cost loan and other options may be available:
Personal loan – a private loan with no collateral needed
Credit cards – Use to form purchases or get a advance
Reserve line of credit – a private line of credit offering overdraft protection
To get started here’s what an easy Loan involves:
You must be a minimum of 18 years old and have a current U.S. Bank bank account that has been open for a minimum of 6 months
Three months of recurring direct deposits into a U.S. Bank bank account
Your Social Security number
Log in to online and mobile banking and access the straightforward application link on the bank account page.
How to apply for an easy Loan online
Our online application is convenient and secure.
true
Convenient
If you’re already a U.S. Bank customer, you'll find the straightforward application link on the bank account page when logged into online and mobile banking.
true
Secure
We use the strongest available encryption to guard any information
Loan funds deposited directly into your U.S. Bank consumer bank account
Repay the loan in three monthly payments
Simple pricing with no late fees or prepayment fees.
For every $100 borrowed you pay:
$12 fee with automatic payments from your U.S. Bank consumer bank account
or
$15 fee with manual payments
Example on the way to calculate payments
If you borrow $400 and choose automatic payments, your fee are going to be $48. You’ll pay back a complete of $448 in three monthly payments of roughly $149.33 each. Your total cost to borrow (annual percentage rate) are going to be 70.65%.
Simple Loan could also be a high-cost loan and other options may be available:
Personal loan – a private loan with no collateral needed
Credit cards – Use to form purchases or get a advance
Reserve line of credit – a private line of credit offering overdraft protection
To get started here’s what an easy Loan involves:
You must be a minimum of 18 years old and have a current U.S. Bank bank account that has been open for a minimum of 6 months
Three months of recurring direct deposits into a U.S. Bank bank account
Your Social Security number
Log in to online and mobile banking and access the straightforward application link on the bank account page.
How to apply for an easy Loan online
Our online application is convenient and secure.
true
Convenient
If you’re already a U.S. Bank customer, you'll find the straightforward application link on the bank account page when logged into online and mobile banking.
true
Secure
We use the strongest available encryption to guard any information
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